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As a director on the board, you wear two hats: one as an elected official and another as a member of the HOA. While you are clearly entitled to your personal opinion, you need to be careful how and when you express your opinion as a board member. #46 Having been a business coach for the past 12 years, Dr. Maya Bailey has noticed that everyone has an abundance of self limiting beliefs. Sometimes these lie dormant for years, but when you are building a business, they often stop you dead in your tracks. Use a mortgage interest rate lock to put the brakes on the interest rate roller coaster ride to be sure your mortgage remains affordable until you sign on the dotted line. With city after city experiencing record number foreclosures, one government agency is taking a creative approach to getting the word out on fair lending rights. When it came to the golden years, traditionally there was nothing unusual about down-sizing for the silver-haired generation. In the 21st century, however, downsizing is speeding up as baby boomers (50 million-plus of them) start moving into the lifestyle change of empty-nesting. The once-popular piggyback loan is toast, nicely browned on both sides according to Realty Times columnist Peter G. Miller. tba It is no secret that the real estate industry has an ambivalent relationship with the news media. On the one hand, real estate agents and real estate companies spend substantial amounts of money placing advertising in various news media. This remains true even in the face of a significant shift of advertising efforts to the Web. Feel free to contact me if I can be of any service! | ||||
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